Homes For Sale By Owner

Does Medical Insurance Cover Home Lifts in SA?

Home and stairlifts can offer persons with mobility impairments and disabilities a renewed sense of freedom and movement. Unfortunately, they can be pricey, burning the bridge of opportunity in this regard. What’s more, the initial price may not even include all the costs for services like installation, repairs and maintenance. 

Asking the company questions surrounding these costs can therefore be useful, if not detrimental, before making a purchase. Not only could this information benefit your pockets, but it may also help your argument when it comes to any claims made to your medical aid. 

So, is there a black and white answer when it comes to home lift medical cover?

Whether you’ll be covered by insurance or not, will largely depend on your unique situation and the insurance which you have chosen. Although mobility impairment is often a distant concern when you are younger – and therefore not always something we prepare for – it is bound to affect all of us at some point or another. For this reason, it might be worth enquiring about this with your insurance provider sooner rather than later. 

In the process of improving the mobility of your home – whether it be for yourself or for someone else – it can help to know what to look out for. This way, you can make sure you are getting the best possible price, value and services.

Look for a lift company that offers you flexibility and quality

It’s important to find a company that can design your lift or stairlift according to your unique requirements. Not only will this ensure that you receive the right choice for you, but this might help you to stay within your budget, too – especially important in instances where your insurance won’t cover you.  

When it comes to quality, choosing a well-known and reputable lift company that produces high quality products could go miles in the eyes of your insurance provider. At the end of the day, fewer breakdowns equal lower costs for everyone. So look for a lift company which offers value at a reasonable cost. 

Consider convenience vs. necessity 

In the case that your insurance provider chooses not to cover you, the likely cause will be that they see lifts and stairlifts as somewhat a luxury and convenience – even though this certainly isn’t the case for everyone. In the unfortunate instance where they won’t cover you, you might want to weigh the costs of scaling down to a single-floor home vs. investing in a lift or stairlift. 

Ask about maintenance, repair and installation fees

Certain lift companies may seem more cost-effective at first, but turn out to cost you a lot more down the road because they have hidden fees. If possible, find a company that offers you routine checks, annual repairs, 24/7 support and callouts at a low cost. As a best case scenario, you might even find these services free of charge. 

Not only will routine checks and repairs prevent any hidden costs, but they will also be more attractive to your insurance company should you seek their support. In addition,  around the clock support from the lift company you choose is essential, as having your lift break down unexpectedly can be extremely stressful, disruptive or even life-threatening. 

When in doubt, dial a friend

It might also help to keep in mind that there are many others out there who are facing similar situations to you every single day. So when in doubt, seek out and speak to someone already familiar with mobility impairment or disabilities. A few examples could include a local organisation, helpline, online support group or a friend. 

This way, you can get first-hand support, knowledge and advice surrounding your plan going forward. 

Landscaping Tips And Guidelines For Lawn Rangers

Everyone wants to pull up to their home and see a gorgeous yard in front of them or maybe, enjoy a barbecue in the back yard with friends and family, who are impressed by the landscaping. This article will help you to learn what it takes to create a look that is attractive to all.

When planning a landscaping project for your house, be sure that you put your design on paper first. This will help you visualize your concept and ensure that your project is going to work. This is going to help ensure that you do not waste your time and your money with a misguided plan.

If you fear damaging power lines or other infrastructure the next time you need to dig for your landscaping project, contact a ‘dig safe’ helpline first. The service, popularized in the northeastern United States, allows you to double check before digging to ensure that you don’t damage anything while performing your landscaping work.

Think about water requirements. If you live in an area that doesn’t get a lot of rain, try to use plants that don’t require a lot of water. Grass needs more water than any other type of plant, so replace your lawn with wood chips, gravel, or a type of ground cover that is suitable for high drought areas.

Buy on the Internet to get great discounts and enjoy a vast selection of choices. Many landscaping sites sell high-quality products at great prices, from plants and seeds to tools and other supplies. Make judicious use of customer reviews about products to ensure proper packaging is used when transported. Check several web sites to do comparison shopping.

The best way to screw up a landscaping project is to not have a plan. Without a plan before hand, your landscaping project will look like a hodgepodge of mismatched plants and items. Use a simple piece of graph paper and draw out your new plan prior to buying anything for the yard.

Learn how to properly layer your beds. You should have a first row with your tallest plants and keep your shortest plants for your last row. The tallest plants should be facing North to protect the smaller ones from cold winds. Make sure all your beds are organized in the same fashion.

Go beyond simply searching for your products online and in catalogs. Botanical centers or arboretums sometimes sell plants, and there may even be people in your neighborhood who are interested in swapping perennials. Your city might be giving away free mulch or there could be a construction site that is looking for individuals to haul away bricks or stone.

It doesn’t matter if you hire a company to do the work for you or decide to tackle it all yourself, you must be educated in landscaping, before you let anyone touch a shovel or a rake. Knowing what’s involved, will save you time and money. Take what you’ve learned here and do it right the first time.…

Landscaping Tips That Can Save You Frustration!

Are you tired of having an embarrassing yard? Do you want your neighbors to stop whispering about it behind your back? Today is the day to put your foot down and truly dedicate yourself to making a change. This article is the best place to start, so read it in full to learn all you can.

If you plan to landscape your yard, be sure to do a good amount of research on the best types of plants for your area. Some grasses grown better in warmer regions, while others can survive a tough winter with ease. The same can be true for various bushes and trees.

If you are thinking about doing some landscaping at your home, remember to use all available spaces in your design. Your landscaping should be three dimensional, and not just limited to the ground. Use the walls of your home, trellises, arbors, and anything else you can think of to add depth and dimension to your landscaping.

Make your landscaping look more natural by using uneven spacing. Do not measure and separate all your plants equally. It is unnatural to see plants and flowers all lined up in a row. Contribute to a more organic appearance in your landscaping by scattering your plantings in a more erratic pattern.

Befriend your neighbors. You might be able to share costs when you rent equipment or buy large quantities of landscaping supplies together. Offer to help your neighbors with their landscaping project and they will probably help you with yours. Let people borrow your tools and talk about creating a common tool collection.

Always use odd numbers of plant groupings. It is more pleasing to the eye and more natural looking to see groups of 3, 5 or 7 plants than groups of 2, 4 or 6. Aim for plantings that are more triangle-shaped than square-shaped, and your landscaping will have more eye appeal.

Before you begin any landscaping project, it is important to check for any county codes or rules you may need to follow. For example, there are certain plants and heavy objects that will not be allowed on top of a septic drain field. A simple check with the county can locate the drain field and help you avoid disaster!

Compile materials over time. Landscaping can be expensive. Most people just don’t have the money to buy the materials they need all at once. Instead of giving up on landscaping, purchase your materials gradually. Buy materials only when you can afford them, and keep an eye out for good deals.

Plan your landscape well. The best landscaping projects begin with proper planning. To properly plan a landscaping project begin by drawing the dimensions of the area to be landscaped to scale using graph paper. This diagram will include plotting the locations of any structures in the area including established plants, water features and walkways.

Now that you’re ready to really start changing the look of your landscape, take what you’ve learned here and figure out how it fits into your needs. Buy your materials, borrow tools and even ask those pesky neighbors to help. After all, they think it’s horrible, too! You can all work together to benefit everyone’s property values.…

Tips And Tricks On Investing In Real Estate

Many have found great fortune in the real estate market. They are successful because they have done their homework. This article has some great information to help you do the same. Look at the following advice to get started!

Never give up if you ever experience a setback with your plan and strategy. The real estate market is filled with many great and bad times, so make sure to stay strong if you hit a lull in your search. Persistence is the key to success when dealing with real estate.

Make sure that you set realistic goals based on the budget that you have. You should not set a goal to buy ten houses in the span of a month if you only have a hundred thousand dollars to your name. Set reasonable expectations to avoid setbacks at all costs.

Go into the meetings that you have with potential investors with a positive mindset, but understand that a negative outcome is possible. Always have a jovial, but businesslike personality to get the people who want to invest to like you. This will go a long way and make your potential investors more comfortable.

Think long-term when investing in real estate. While some investors seek to make quick turnovers by buying cheap and flipping within weeks or months, your better bet is a longer view. Look for safe properties where you can park a big sum of money and get investment return via monthly income like rent.

If you’re going to want to do some home projects on your property, then you need to make sure you know what you’re doing. When home improvements are done wrong, it could really make your real estate drop in value. It may just be best to hire someone that knows how to fix the problems the property has.

Have multiple exit strategies for a property. A lot of things can affect the value of real estate, so you’re best having a short term, mid-term, and long term strategy in place. That way you can take action based off of how the market is faring. Having no short term solution can cost you a ton of money if things go awry quickly.

Location is the major factor that will impact your real estate choices. If the property is not great but, the location is, it may be worth the work to fix it or demolish it and replace with a completely new structure. Keep location as well as potential in mind.

Consider broadening your horizons and investing in business properties instead of solely residential rentals. When it comes to business properties, you’ll be able to attract long term renters. This makes their potential for profit huge. Strip malls and business complexes can offer you a lot of rental income streams for a single location.

Since you have the right information now, it’s time you started out as a real estate investor. This will not work if you do not have a plan, so be sure to use the advice here. You will be so happy you did once you see a return on your investments.…

Great Guide On How To Fix Your Home’s Interior

If you have a love of all things interior design, then you have come to the right place. Whether you are new to the world of design, have dabbled a little here and there or are a true design aficionado, you can find great advice and tips to help you.

When choosing colors for your interior design, avoid going with fads. Olive green walls may have been popular once upon a time, but it can make your home look dated. Go for neutral colors that can withstand the test of time. That way, you would not feel like you have to repaint every year.

Have you ever heard the old saying about taking off one piece of jewelry before you leave your home? The same rule applies to interior design. Once you finish decorating a room, give it a good look and spend some time editing down your design. Even if you love every pillow, plant, or picture in your home, you don’t want a room to look cluttered.

Incorporate art into rooms in your house, whether they are paintings, pictures or posters. This can go along with the theme of the house that you choose and will help to improve the overall appearance. If you are a young homeowner, you can frame classical artwork to add to the elegance of your home.

Don’t overlook the importance of texture and pattern in creating an interesting interior-design project. These two elements serve to enhance and highlight any attractive design features of the room and add a unique touch to your space. They also can help to balance the many flat surfaces, such as wood and glass, typically found in every room.

Flowers and plants make a kitchen look alive and welcoming. Add some fresh greenery or fresh cut flowers to your table for a clean look that brings the outdoors in. Just make sure to keep your plants and flowers in great condition or your room will look date and disheveled.

What is the function of the room you are planning to decorate? While you are planning the project, it is important to think about what the room will be used for. How many people will be using this room? For instance, if you are designing a family room, you will need quite a bit of seating.

Before you start an interior-design project, check out the prices of the materials you need. Usually, if you shop and compare prices, you will be able to find better prices than you expected. Shopping around also gives you time to make sure that your ideas are concrete and well-fleshed out before you undertake a big project.

If you need to paint a room, keep the ceiling white by using a color called, appropriately enough, “ceiling white.” Ceiling paint in the bright white color will reflect the lights in your room and make it look bigger. You’ll notice that your lighting is better after you use it.

If you want to create those spaces in your home that truly wow, you need the right information. With a bit of know-how, some elbow grease and a touch of creativity, you can turn your visions into reality. Use the advice and tips you have learned here to help you get started.…