Home and stairlifts can offer persons with mobility impairments and disabilities a renewed sense of freedom and movement. Unfortunately, they can be pricey, burning the bridge of opportunity in this regard. What’s more, the initial price may not even include all the costs for services like installation, repairs and maintenance.
Asking the company questions surrounding these costs can therefore be useful, if not detrimental, before making a purchase. Not only could this information benefit your pockets, but it may also help your argument when it comes to any claims made to your medical aid.
So, is there a black and white answer when it comes to home lift medical cover?
Whether you’ll be covered by insurance or not, will largely depend on your unique situation and the insurance which you have chosen. Although mobility impairment is often a distant concern when you are younger – and therefore not always something we prepare for – it is bound to affect all of us at some point or another. For this reason, it might be worth enquiring about this with your insurance provider sooner rather than later.
In the process ofimproving the mobility of your home – whether it be for yourself or for someone else – it can help to know what to look out for. This way, you can make sure you are getting the best possible price, value and services.
Look for a lift company that offers you flexibility and quality
It’s important to find a company that can design your lift or stairlift according to your unique requirements. Not only will this ensure that you receive the right choice for you, but this might help you to stay within your budget, too – especially important in instances where your insurance won’t cover you.
When it comes to quality, choosing a well-known and reputable lift company that produces high quality products could go miles in the eyes of your insurance provider. At the end of the day, fewer breakdowns equal lower costs for everyone. So look for a lift company which offers value at a reasonable cost.
Consider convenience vs. necessity
In the case that your insurance provider chooses not to cover you, the likely cause will be that they see lifts and stairlifts as somewhat a luxury and convenience – even though this certainly isn’t the case for everyone. In the unfortunate instance where they won’t cover you, you might want to weigh the costs of scaling down to a single-floor home vs. investing in a lift or stairlift.
Ask about maintenance, repair and installation fees
Certain lift companies may seem more cost-effective at first, but turn out to cost you a lot more down the road because they have hidden fees. If possible, find a company that offers you routine checks, annual repairs, 24/7 support and callouts at a low cost. As a best case scenario, you might even find these services free of charge.
Not only will routine checks and repairs prevent any hidden costs, but they will also be more attractive to your insurance company should you seek their support. In addition, around the clock support from the lift company you choose is essential, as having your lift break down unexpectedly can be extremely stressful, disruptive or even life-threatening.
When in doubt, dial a friend
It might also help to keep in mind that there are many others out there who are facing similar situations to you every single day. So when in doubt, seek out and speak to someone already familiar with mobility impairment or disabilities. A few examples could include a local organisation, helpline, online support group or a friend.
This way, you can get first-hand support, knowledge and advice surrounding your plan going forward.
If you are involved in commercial real estate, you will find the following tips helpful. Offered is a valuable resource of tips, strategies, and techniques for every critical aspect of dealing with commercial real estate. You will understand the commercial property investments, how to administer and negotiate a commercial lease, and how to find properties that fit your needs.
Utilize online reviews and ratings when comparing real estate agents. A lot of people will review an agent on various websites. People will also discuss any problems they may have had with the real estate agent. There can be a lot of useful information that can be found online through reviews. Be sure to check these out.
Most apartment complexes make you, the tenant, pay for the water you use every month. However, some places go as far as to taking the amount of water your whole building used in a given month and splitting it up among the number of units using it. If you use less water than everyone else, you can end up paying for someone else’s water usage. Make sure that you know of these water usage regulations before signing a lease.
Do some legwork when looking for a real estate agent. Before choosing an agent, take a look around town. What agents or agencies do you see most advertised? Do you see any of their signs in front of houses? How many of these houses have sold? Let this help you make a choice in picking the most promising agent.
If you are considering investing in real estate, you should buy as many units as possible. You are going to need some kind of financing anyway, so why not borrow as much as possible? You will get more money from your investment, and when you buy many units together, the price of a single unit goes down.
As you begin your search for commercial real estate investment opportunities, you should do your homework on the local residents and their key demographics. Look at median income, population growth, and local employers. This information offers insight into the type and number of people who will be ultimately driving and determining local businesses, i.e. future tenants of commercial properties.
When selecting a broker, find out the amount of experience they have with the commercial market. Choose one that specializes in your area of interest. With that broker, you also want to enter into exclusive agreements.
It is never a good idea to share an agent between the buyer and seller. Although you may initially save some money on fees, you will lose it in the deal. No matter how friendly the sale is working out, you must think of the other party as, not quite an enemy, but certainly a rival.
Commercial real estate can be a great investment. Once you learn your way around the world of commercial properties, you will become even more successful. Following the suggestions above, you will have many tips in your arsenal that will allow you to make the most money possible from your investments.…
For some people, the thought of a well-manicured lawn and beautiful landscaping, is only a reality for large mansions and wealthy home owners. There are a lot of things that you can do on your own and for very little money, which can drastically alter the look of your landscaping. This article will show you how.
For a fresh look for your landscape, re-edge the rock beds and flowerbeds with curves that are soft. Curved beds are more contemporary and up-to-date than sharp corners and straight lines. Edging is an inexpensive technique to beautify lawn areas that will really improve the look of your yard.
Always consider the climate in your area when determining what sort of plant life you are going to use. Your landscape will not look good if you choose plants, that are not suited for the climate of your home. Make sure that any plants you choose will be able to thrive in your climate.
If you are thinking about doing some landscaping at your home, remember to use all available spaces in your design. Your landscaping should be three dimensional, and not just limited to the ground. Use the walls of your home, trellises, arbors, and anything else you can think of to add depth and dimension to your landscaping.
The best way to screw up a landscaping project is to not have a plan. Without a plan before hand, your landscaping project will look like a hodgepodge of mismatched plants and items. Use a simple piece of graph paper and draw out your new plan prior to buying anything for the yard.
If you’re thinking of hiring a pro landscaper for your project, ask for a few references. Cost is also important, but examples of their work will tell you right off the bat whether or not they can accomplish your project.
Landscape according to the different seasons. Make sure you include a variety of plants in your garden that are at their best during different seasons. This way you will create a landscape that offers year-round interest. Plant a combination of shrubs, trees and flowers, and make sure that there is always something colorful to catch the eye, no matter what season.
If you have a very small house, watch your use of big trees. Big trees can be overwhelming when they are placed in the yard of a very small house. They can distract from the house, and might even make it look smaller than it actually is. Choose smaller varieties instead.
Before you decide on a landscape plan, be sure to consider the amount of maintenance it will require. Depending on the plants you use and the climate you live in, you could need to water your lawn everyday. Additionally, some grasses may require you to cut your lawn more than once per week. Be sure you have the time to care for your new lawn.
As you can see, the ideas here are not that complicated. Many of them, you may be able to do yourself, in a weekend or so. Others may require more time or even, the experience of a professional. In the end, all of these tips will make a huge difference in the appeal of your home.…
Buying, selling and leasing commercial real estate can be a very dangerous game to play unless you are completely informed on how this market operates. Please, take the time to read these tips about commercial real estate if you’re planning on making any type of commercial move in the near future.
Invest some time in learning about how the real estate market works. Read some books or online resources to find out the best ways to go about investing your money into your future home. This will help you with the lending, selling and purchasing aspect of the real estate market.
If you have decided to become a landlord, join an association of landlords in your local area. Having the extra support can be extremely beneficial. Things likely will go wrong with your rental properties and when they do, you’ll need advice and resources to turn to.
An important tip to remember with rental real estate is to get the entire contract and terms in writing. This is important because this is your property and if anything goes wrong during the duration of rental, you want as much on paper to back you up as possible.
If you are a new investor, buying your first piece of property can be a scary task, but you should not be afraid. Simply do as much homework as you can and look over all of your different options. With enough preparation and guidance, you should be able to make your first purchase with minimal trouble and great success.
It is important to find a bank that is willing to work with you when purchasing commercial real estate. Commercial real estate is viewed and valued by financial institutions in a different way than residential real estate. Expect to come up with a higher down payment as well, about 30 percent and sometimes even more.
When negotiating, remain strict on the information you share. Bargaining power relies on your ability to remain cautious. Information relating to your reasons for the sale or purchase, your needs, and other factors, could all lead to your bargaining power being diminished, if released too early. The negotiator could find an advantage over you instead of the other way around.
When you’re trying to decide which broker you should work with, take their experience in commercial real estate into account. Make sure you know that they actually specialize within the area you plan on selling and buying. You need to get into a type of exclusive agreement with your broker.
When considering investing in commercial real estate, do not automatically assume that the only option available is apartment blocks. Think outside your comfort zone and investigate office buildings, industrial land or warehousing. Whatever purchase will assist you in achieving your monetary goals is the one that should be chosen, not just the one that makes you the most emotionally comfortable.
It’s a dangerous game out there and it’s incredibly easy to lose everything you put into it. Commercial real estate is unforgiving in every conceivable aspect, so information is your best weapon to make sure you succeed. Before you attempt to deal in commercial property, use the tips we provided above.…