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Does Medical Insurance Cover Home Lifts in SA?

Home and stairlifts can offer persons with mobility impairments and disabilities a renewed sense of freedom and movement. Unfortunately, they can be pricey, burning the bridge of opportunity in this regard. What’s more, the initial price may not even include all the costs for services like installation, repairs and maintenance. 

Asking the company questions surrounding these costs can therefore be useful, if not detrimental, before making a purchase. Not only could this information benefit your pockets, but it may also help your argument when it comes to any claims made to your medical aid. 

So, is there a black and white answer when it comes to home lift medical cover?

Whether you’ll be covered by insurance or not, will largely depend on your unique situation and the insurance which you have chosen. Although mobility impairment is often a distant concern when you are younger – and therefore not always something we prepare for – it is bound to affect all of us at some point or another. For this reason, it might be worth enquiring about this with your insurance provider sooner rather than later. 

In the process of improving the mobility of your home – whether it be for yourself or for someone else – it can help to know what to look out for. This way, you can make sure you are getting the best possible price, value and services.

Look for a lift company that offers you flexibility and quality

It’s important to find a company that can design your lift or stairlift according to your unique requirements. Not only will this ensure that you receive the right choice for you, but this might help you to stay within your budget, too – especially important in instances where your insurance won’t cover you.  

When it comes to quality, choosing a well-known and reputable lift company that produces high quality products could go miles in the eyes of your insurance provider. At the end of the day, fewer breakdowns equal lower costs for everyone. So look for a lift company which offers value at a reasonable cost. 

Consider convenience vs. necessity 

In the case that your insurance provider chooses not to cover you, the likely cause will be that they see lifts and stairlifts as somewhat a luxury and convenience – even though this certainly isn’t the case for everyone. In the unfortunate instance where they won’t cover you, you might want to weigh the costs of scaling down to a single-floor home vs. investing in a lift or stairlift. 

Ask about maintenance, repair and installation fees

Certain lift companies may seem more cost-effective at first, but turn out to cost you a lot more down the road because they have hidden fees. If possible, find a company that offers you routine checks, annual repairs, 24/7 support and callouts at a low cost. As a best case scenario, you might even find these services free of charge. 

Not only will routine checks and repairs prevent any hidden costs, but they will also be more attractive to your insurance company should you seek their support. In addition,  around the clock support from the lift company you choose is essential, as having your lift break down unexpectedly can be extremely stressful, disruptive or even life-threatening. 

When in doubt, dial a friend

It might also help to keep in mind that there are many others out there who are facing similar situations to you every single day. So when in doubt, seek out and speak to someone already familiar with mobility impairment or disabilities. A few examples could include a local organisation, helpline, online support group or a friend. 

This way, you can get first-hand support, knowledge and advice surrounding your plan going forward. 

Roofing Tips That Can Make Your Life Easier

You may not spend much time thinking about roofs, but they’re one of the most important parts of any home. A good roof will protect a home, keeping it in excellent condition. That’s why it’s so important to be informed when it comes to roofing. Read on to learn more.

It is the spots which form valleys on your roof which tend to have the most problems. When seeking out the source or a leak or other issues, check these areas first. One improperly laid shingle or a hole torn by a violently installed nail can be the root of your problem.

If you live in a snowy climate, you would be wise to be careful when removing snow from your roof. Make sure you don’t damage the surface when shoveling snow away. For optimal safety, try using a soft bristled surface broom to remove the last bit of snow instead of using a shovel.

If someone comes to your door and offers you a free roof, question their motives. Don’t let them up onto your roof – instead, call your insurance agency and ask them to inspect the roof. Until the insurer says you need, and will be covered for, a new roof, don’t sign anything.

Don’t talk to just one roofer. Your co-worker may have raved over a contractor, and you may have been offered an amazing deal, but that doesn’t mean you shouldn’t get multiple estimates. Encourage multiple contractors to put in bids for the job. When people are competing for the work, you’re going to get better offers.

If you are doing your own roofing job, make sure to practice proper ergonomics. Roofing involves carrying tools up and down ladders onto the roof. Carry only what is comfortable for you. Bend from your knees and lift with your legs. Always be aware of how your back is bent, when actually installing the roofing materials.

When choosing shingles, it is important you properly assess how long you would like your roof to last. For example, if you need a new roof but don’t plan on living their for over ten more years, you could save money by using shingles that aren’t meant for time periods longer than this. Remember, however, this has the possibility of lowering the value of your house upon the sale.

A very beautiful and unique look for your roof can be created with slate roofing. This type of roof is nearly indestructible, and will last as long as your house. You will need a substantial support system for slate roofing because it is quite heavy. Slate roofs can be found intact on European buildings that are hundreds of years old.

Tread lightly while you are on your roof looking for damage. Prolonged exposure to water can lead to dry rot, which will compromise the integrity of your roof. This can then make your roof very unsafe to walk on, so take each step lightly to ensure that you are not injured from falling through.

There’s a lot to learn about roofing, but that’s okay! You don’t have to learn everything at once. Tackle these tips little by little, and you’ll be in great shape. You have all the knowledge you need to maintain a roof. All you have to do is put it into practice.…

Decorate Like A Pro With These Tricks

A subject like interior design does not have to be one that is hard for you to grasp. Anyone can learn the basics of interior design and fix up their home. So get some ideas down for how you are going to make your home look better by reading this article.

Look at the furniture you have on your home and find a combination of colors and furniture that fits well together. You want to have furniture colors that compliment each other, as well as the colors around your home. Avoid picking colors that aren’t related, because this can look like you don’t know style.

In a family room, try to arrange your furniture into centers. Have a center devoted to watching television, a center devoted to reading and a center devoted to conversation with family and friends. This is a great way to break up your furniture, give the room visual appeal and make the space user friendly too.

A great way to liven up an otherwise boring or complicated space is to create a point of focus in the room. This focal point will become the highlight of the space, and everything else that’s in the room will work to support the focal point. Focal points to think about working around include fireplaces, windows, artworks and stately pieces of furniture.

Take care when choosing colors for your interior-design project. You want a color scheme the works harmoniously together to create a balanced look. It is just as important to avoid incorporating too many colors that clash with each other as it is to avoid creating a bland, monotone and boring space.

Take your sofa cushion shopping with you. It might feel silly, but taking along part of your sofa can save you a lot of time any money. Bring it with you when shopping for curtains or other decorating materials. This way, you will be able to ensure that everything matches.

Try to add a rug to as many rooms in your house as you can. Rugs can enliven the atmosphere in the room and complete the overall look. Also, they can last for a long time and can cover parts of the hardwood that you do not see fit for the room.

You can create very interesting interior designs by choosing a focal point. Your focal point could be a view, a work of art, an original piece of furniture or a useful appliance. Avoid cluttering around this important point and use this focal point to set a theme or a motif for the entire room.

Try renovating your basement. Often times, basements are just used for storage and are kept dark and damp. With the same kind of attention, you give your other rooms; You could completely transform it into a place you’d like to spend time in. You could make it a recreation room, an office, or even a bedroom.

With all of the knowledge you gained you might feel a little overwhelmed right now. This is fine, just remember that you can reread this article if you have to. It is always a good thing to understand the material you read so that you can apply everything that you read to the best of your ability.…

Tips On Landscaping That Everyone Must Know

It can be fun to dream about the yard you’d have if you knew how to landscape. Actually creating that yard is even more fun. Don’t limit yourself to what you can afford to pay a professional landscaper to do. If you learn some simple techniques, you too can create the landscape you’ve always dreamed of.

When planning a landscaping project for your home, be sure that you try to completely estimate all of the costs involved. This is critical. Not only do you want to make sure that you are not stuck on a project that you cannot finish, but you also will be able to plan out what materials you need before going to the store.

Do not settle for a cheap design such as a patio or a deck if you are not going to use it. It might be worth it to pay a professional designer to help you create the kind of space and design you will use and enjoy throughout different seasons.

While having an outdoor kitchen can add value to your home, and increase the eye-opening value of it, you should avoid installing one if you live in a climate that is not warm most of the time. This is because you will only be able to use the kitchen when it is warm outside so it will be a waste of money.

Cheaper doesn’t always mean better. Generally, common plants and some building materials, like lumber, cost less. Cheaper materials may not have the quality and selection that you can find at many specialized stores. While they may be pricier, these stores tend to include expertise that you won’t find in some of the cheaper places, like tips, assistance, deals, and warranties on the particular materials that they specialize in.

If you want to change your landscaping, consider using plants that are native to your area. These types of plants are pests immune and drought resistant. This means you will be using less water for upkeep of your landscaping and less pesticide. It will also help you with lowered fertilizer costs because these plants are adapted to the soil in your area.

Before you begin any landscaping project, it is important to check for any county codes or rules you may need to follow. For example, there are certain plants and heavy objects that will not be allowed on top of a septic drain field. A simple check with the county can locate the drain field and help you avoid disaster!

Go beyond simply searching for your products online and in catalogs. Botanical centers or arboretums sometimes sell plants, and there may even be people in your neighborhood who are interested in swapping perennials. Your city might be giving away free mulch or there could be a construction site that is looking for individuals to haul away bricks or stone.

So what do you think after reading this article? Hopefully, you’ve discovered landscaping isn’t nearly as difficult as you thought and that it’s really a lot more fun. If you’re eager to get started, that’s great! Go out there and start creating the yard you want. When someone asks you how you did it, pass this article on, so that they can enjoy landscaping their own yard, too.…

Guide On How To Fix Your Home’s Interior

If you’re thinking about taking on your first design project, you may feel intimidated by what lies ahead. While there is a great deal involved, the entire process can be much easier if you have some key guidelines to follow. Continue reading the article below for some great ideas on how you make your interior design project a smooth one.

The artwork you choose in your interior design can make or break a room. You might not think much of art or care about it at all, but one little painting can pull a whole room together. A painting could also serve as a starting point in which you could start decorating other things.

As you plan your interior design project be sure to consider the colors that you plan to use before buying anything. It is important that a color has the ability to set a mood. Bright colors will raise spirits, while neutral tones can encourage relaxation. Keep this in mind as you plan your color schemes to prevent having a room meant for relaxation that actually gets you excited.

Avoid catering to any design trends that are currently popular. These trends are often expensive, and they’ll be out of style fairly quickly. Go with something timeless that you think looks good. Don’t let what current trends say are good influence how you want your place to look. Follow your heart, not a trendy magazine.

Incorporate bright colors into your home to set a very light mood for your friends, family and guests. You can do this by placing a bright sofa or pillows in your living room. These can be any size that you would like and in any color to match your particular space.

Clean up. Before starting any interior design, it is a good idea to make sure everything is very clean. Your carpet may look terrible, but it may not need to be replaced. It is possible that it just needs a good cleaning! Gt everything cleaned up before deciding on what to do next, and you may save yourself money and time.

If your home’s floors are made from stone, tile, or some other hard surface, consider using attractive area rugs. They can enhance the room’s coziness, as well as keep your feet warmer. To minimize wear in high-traffic areas, you should regularly rotate and reposition each rug. Changing locations or a quick flip or spin can help extend your rug’s good looks.

A coffee table is one of the more important components that you will need to put in your home, as it is both practical and aesthetically pleasing. Make sure that when you purchase your coffee table, that it matches the style of your home and comes with coasters to protect the surface.

In the article above you surely learned that while an interior design project can be difficult, if you have the right knowledge and tools, it is more than attainable. Now, all you have to do is put this advice to good use.…