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Does Medical Insurance Cover Home Lifts in SA?

Home and stairlifts can offer persons with mobility impairments and disabilities a renewed sense of freedom and movement. Unfortunately, they can be pricey, burning the bridge of opportunity in this regard. What’s more, the initial price may not even include all the costs for services like installation, repairs and maintenance. 

Asking the company questions surrounding these costs can therefore be useful, if not detrimental, before making a purchase. Not only could this information benefit your pockets, but it may also help your argument when it comes to any claims made to your medical aid. 

So, is there a black and white answer when it comes to home lift medical cover?

Whether you’ll be covered by insurance or not, will largely depend on your unique situation and the insurance which you have chosen. Although mobility impairment is often a distant concern when you are younger – and therefore not always something we prepare for – it is bound to affect all of us at some point or another. For this reason, it might be worth enquiring about this with your insurance provider sooner rather than later. 

In the process of improving the mobility of your home – whether it be for yourself or for someone else – it can help to know what to look out for. This way, you can make sure you are getting the best possible price, value and services.

Look for a lift company that offers you flexibility and quality

It’s important to find a company that can design your lift or stairlift according to your unique requirements. Not only will this ensure that you receive the right choice for you, but this might help you to stay within your budget, too – especially important in instances where your insurance won’t cover you.  

When it comes to quality, choosing a well-known and reputable lift company that produces high quality products could go miles in the eyes of your insurance provider. At the end of the day, fewer breakdowns equal lower costs for everyone. So look for a lift company which offers value at a reasonable cost. 

Consider convenience vs. necessity 

In the case that your insurance provider chooses not to cover you, the likely cause will be that they see lifts and stairlifts as somewhat a luxury and convenience – even though this certainly isn’t the case for everyone. In the unfortunate instance where they won’t cover you, you might want to weigh the costs of scaling down to a single-floor home vs. investing in a lift or stairlift. 

Ask about maintenance, repair and installation fees

Certain lift companies may seem more cost-effective at first, but turn out to cost you a lot more down the road because they have hidden fees. If possible, find a company that offers you routine checks, annual repairs, 24/7 support and callouts at a low cost. As a best case scenario, you might even find these services free of charge. 

Not only will routine checks and repairs prevent any hidden costs, but they will also be more attractive to your insurance company should you seek their support. In addition,  around the clock support from the lift company you choose is essential, as having your lift break down unexpectedly can be extremely stressful, disruptive or even life-threatening. 

When in doubt, dial a friend

It might also help to keep in mind that there are many others out there who are facing similar situations to you every single day. So when in doubt, seek out and speak to someone already familiar with mobility impairment or disabilities. A few examples could include a local organisation, helpline, online support group or a friend. 

This way, you can get first-hand support, knowledge and advice surrounding your plan going forward. 

Discover The Interior Design Secrets Of The Pros

Are you considering a change to your home? Have you been looking through magazines and websites admiring the home and room designs? If so, a revamp to your interior design may be just the solution. Interior design is all about knowing the simple steps to making a house feel like a home, and those simple steps can be found in this article.

One piece of fine art added to a room can be well worth the price. Though you may not be a connoisseur of art, the addition of the right piece or two can really complete the room. A good piece of wall art can be a good source of inspiration for decorating the rest of the room.

One key tip with regards to interior design is to make sure your room has a focal point. Whether it is a fireplace, piece of furniture or whatever you desire, it is important to have one point in which the entire room revolves around so that whatever item you choose is the highlight of the room.

Make creative use of pillows and rugs. These are inexpensive and can change the attitude of a room very quickly. Play with different textures, colors, and prints to see what suits you best. The best thing about pillows and rugs is that you can move them to another room when you want a different look.

Every room needs a focal point. A focal point adds a highlight to any space and serves as the basis for all other design decisions in the room. Any other features, furnishings and accent pieces in the room should draw attention or enhance the focal point, not compete with it in any way.

A great interior design tip is to learn the art of subtlety. Some people prefer gaudy styles and that’s perfectly fine. But a lot of people just end up with tacky decorating because they’re overzealous and just don’t know when to stop themselves. All you have to remember is the saying “more is less”.

If you plan to sell your home at some point in the future, try to use bland colors when redecorating. Bright colors can be offensive to some people, so if your home’s interior is full of radiant color schemes, some property buyers may be turned off by your home’s interior design.

If you’re feeling uninspired, pick a single piece you love and build your room around that. Do you have a family heirloom lamp you’re excited to display? A beautifully framed picture of your loved ones? When you use a piece, you love as a starting point, it’ll be easy to put together an entire room that feels special.

Use many levels of lighting. By utilizing lighting in your design you can accomplish multiple looks in one room. An overhead light is typically necessary, but try installing a dimmer switch so you can vary the level and create ambiance in the evening. Install accent lighting to bring focus to art pieces. Task lighting is also important for reading nooks or kitchen prep areas. Multi-level lighting will allow you to create many vibes with one design.

As you have read, interior design is not something to only be left to the professionals. You can make a big change to the style of your home with some small steps. With the advice in this article, you can be confident about your ability to turn your house into your home.…

Roofing 101: How To Choose The Perfect Contractor

Having a sound, stable roof is a critical priority for any homeowner. However, not everyone understands what it takes to keep this most important structural element in top condition. By reading the article that follows below, it is possible to gain a thorough understanding of the best ways to make sure a roof provides years of reliable service.

You shouldn’t ever try to fix your roof if it’s rainy out, snowing, or if there’s ice around. If your roof is slippery and wet, you may fall, causing bad injuries or perhaps death. Only work on your roof if the weather is dry and sunny.

Never, under any circumstances paint your roof as a way to give it a new look. Doing so may void any warranty you have which could end up costing you quite a bit of money if something unfortunate were to happen. If your roof is showing signs of age, a good cleaning may be all you need.

Friends, family and co-workers should be your first resource when choosing a roofing contractor. If any of them have done business with this contractor, they can let you know how pleased they were with his overall work. Also find out what kind of warranty their roofer gave and whether he cleaned up the job site.

Never attempt to complete any roofing work alone. If you have an accident whilst working on your roof, you need to be sure that someone will be there to help you. This is because the long-term impact of a roofing accident injury is very often related to the time it takes to seek help after the accident occurs.

Carefully check the written estimate that you are given by a professional roofer. Make sure to document when your project starts, the estimation of when it’s to be completed, and what payments are made. Avoid paying in full up front. Make sure the warranty is clear and that you understand what voids it.

Get free quotes. Roofing prices can vary from roofer to roofer and you want to find out what the different prices are in our area. Be sure, though, that when you get prices you are getting the estimate for the same type of shingles and the same service from the roofer.

While you should leave heavy duty work up to professionals, there’s lots of preventative maintenance you can do to keep your roof in great shape. Keep an eye out for shingles that need to be repaired or replaced, and make sure your flashing and underlining are in good condition. With a little effort, you can avoid big repair jobs altogether.

The age of your roof is going to help you figure out whether you need to replace it. A lot of roofs will only last about twenty years before needing to be replaced. If your current roof was placed over an old one, you’re going to have to have it replaced once it’s twenty years old.

There is no denying the vital role a roof plays in the structural integrity of every home. Unfortunately, many folks fail to realize the many things they can do to maintain their roof in the best possible shape. With any luck, the piece above has provided readers with the tools necessary to do just that.…

Landscaping Tips For The Dream Landscape You Have Always Wanted

A lot of people will often, discuss a potential interest in landscaping for their home, but never get around to doing it. While landscaping your home for the first time can be intimidating, it is a lot easier to do if you know the right process to do. This article has lots of tips to help you landscape.

When planning a landscaping project for your house, be sure that you put your design on paper first. This will help you visualize your concept and ensure that your project is going to work. This is going to help ensure that you do not waste your time and your money with a misguided plan.

If you plan to landscape your yard, be sure to do a good amount of research on the best types of plants for your area. Some grasses grown better in warmer regions, while others can survive a tough winter with ease. The same can be true for various bushes and trees.

Prior to purchasing the materials you need for your landscaping adventure, have your designs planned out. This could mean putting whatever you want to build, or plant on paper. By doing this, you will know exactly what you need when you go to the store to purchase all of these materials.

Consult a professional for advice before beginning your landscaping project. While you may not need them to actually do your project, the small amount of money spent on a consultation can save you from making costly mistakes in the long run. This is a crucial part of your plan, especially if you are not an experienced landscaper.

Try talking to a pro before you start working on your landscape. You might not need a landscape designer or architect to draft your whole project, but for under $100, a consultation that lasts about an hour can be well worth the money if it prevents you from making costly mistakes later on.

Wildflowers are an inexpensive way to add color to your yard or garden. The seeds for these flowers can be found at a home improvement center and sprinkled across large spaces or where it is hard to plant. Then you will have lovely flowers of every color and type! Wildflowers are gorgeous in your yard and they can also help to create beautiful bouquets for your dining room table!

When you are choosing trees to add to your landscape design, be sure to consider how large they will eventually grow. A six foot cedar tree can easily grow to 20 feet in a few short years. Do some online research, or ask a nursery for ideas on trees that will grow to approximately the size you wish to have.

Landscaping has becoming a hot trend in recent years, and more people look to beautify and renovate their homes. Although some people hear the word landscaping and assume it will be difficult and challenging, they would be surprised to learn that it is not difficult at all. Apply the tips in this article so that you can learn to landscape, too.…

Do You Need Interior Design Advice?

You can use home interior design in your home. Even with the smallest amount of experience, you can beautify your home. Take the time to read through the article below and you will find inspiration and knowledge that will help you in all of your interior design activities and projects.

When considering an interior-design project you should think about starting in the most popular room of the house. Interior design can be both a lot of work and cost a lot as well. If you want to get the most out of your work and money, you should decorate the room that you will enjoy the most first.

A good thing to remember with interior design is to put in unique colors and patterns. Textures and patterns draw attention to the detail of your room and can really accent any smooth surfaces you have such as wood or glass. Contemporary patterns and modern textures add an elegant appeal to any space.

Start with a fresh coat of paint. Paint is inexpensive and can make a big change to a room in just a few hours. Go to your local home store and get swatches. Then, come home and imagine what each swatch would look like, and how it would blend with the furniture and other rooms in your home. Choose one and see how different your room looks!

Speak with friends or family before you take on a project. This will help you to get ideas that you may not think of, which you can incorporate into your project. Also, this helps you to reduce the chances of making an error as someone else may be able to spot it.

Look for innovative ways to add storage and organization to your home. You can use decorative baskets to organize papers and things that tend to invade every room of the house. It is difficult to relax in a home that is disorderly. A well-organized home will give you a sense of peace when you relax after a hard day.

If you have a small home, buy furniture that can serve multiple purposes. For instance, a storage ottoman can serve as a place to rest your legs as well as a place to stash magazines and knick-knacks. A futon can serve as seating and a bed for guests. Getting furniture that is versatile can keep your home looking uncluttered if you have a small space.

Have you been wondering what to do to make your coffee table more pleasant to look at and less cluttered? Think about placing a few focal items on the coffee table such as some large books and a small vase with some cut flowers, this is a nice touch for any room.

You should now see that it does not matter if you have any experience at all with home interior design. You can do more than you may have ever thought possible. Put the information from this article to good use in your home. Before you know it, your friends will be commenting on the beautiful things you have done around your home.…

Landscaping Tips And Guidelines For Lawn Rangers

Everyone wants to pull up to their home and see a gorgeous yard in front of them or maybe, enjoy a barbecue in the back yard with friends and family, who are impressed by the landscaping. This article will help you to learn what it takes to create a look that is attractive to all.

When planning a landscaping project for your house, be sure that you put your design on paper first. This will help you visualize your concept and ensure that your project is going to work. This is going to help ensure that you do not waste your time and your money with a misguided plan.

If you fear damaging power lines or other infrastructure the next time you need to dig for your landscaping project, contact a ‘dig safe’ helpline first. The service, popularized in the northeastern United States, allows you to double check before digging to ensure that you don’t damage anything while performing your landscaping work.

Think about water requirements. If you live in an area that doesn’t get a lot of rain, try to use plants that don’t require a lot of water. Grass needs more water than any other type of plant, so replace your lawn with wood chips, gravel, or a type of ground cover that is suitable for high drought areas.

Buy on the Internet to get great discounts and enjoy a vast selection of choices. Many landscaping sites sell high-quality products at great prices, from plants and seeds to tools and other supplies. Make judicious use of customer reviews about products to ensure proper packaging is used when transported. Check several web sites to do comparison shopping.

The best way to screw up a landscaping project is to not have a plan. Without a plan before hand, your landscaping project will look like a hodgepodge of mismatched plants and items. Use a simple piece of graph paper and draw out your new plan prior to buying anything for the yard.

Learn how to properly layer your beds. You should have a first row with your tallest plants and keep your shortest plants for your last row. The tallest plants should be facing North to protect the smaller ones from cold winds. Make sure all your beds are organized in the same fashion.

Go beyond simply searching for your products online and in catalogs. Botanical centers or arboretums sometimes sell plants, and there may even be people in your neighborhood who are interested in swapping perennials. Your city might be giving away free mulch or there could be a construction site that is looking for individuals to haul away bricks or stone.

It doesn’t matter if you hire a company to do the work for you or decide to tackle it all yourself, you must be educated in landscaping, before you let anyone touch a shovel or a rake. Knowing what’s involved, will save you time and money. Take what you’ve learned here and do it right the first time.…

Decorate Your Dwelling With These Interior Design Tips

It is no secret that interior design is a subject that intimidates countless individuals. All too often, the only thing standing between you and a beautiful home is a bit of knowledge and appreciation of design techniques. Apply the ideas in this piece to your own living space and you will soon have a home that impresses friends and family alike with its glamor.

Make sure that you have a budget when you are planning to change the interior design of your home. It is easy to get carried away by the gorgeous draperies and decorative items that you see in home magazines. You would not want to go into big debt just to make your house look better.

Consider adding some artwork to your room. A nice piece of art can really make a room look “finished.” Make sure you choose a piece of art work that goes with the colors and feel of the room. You don’t want it to compete with other things in te room for attention.

If you plan to sell your home at some point in the future, try to use bland colors when redecorating. Bright colors can be offensive to some people, so if your home’s interior is full of radiant color schemes, some property buyers may be turned off by your home’s interior design.

Avoid catering to any design trends that are currently popular. These trends are often expensive, and they’ll be out of style fairly quickly. Go with something timeless that you think looks good. Don’t let what current trends say are good influence how you want your place to look. Follow your heart, not a trendy magazine.

It can be difficult to decorate a basement because you cannot possibly imagine what you could do in such a dark and gloomy place. If you use some brighter colors and fabrics, you can turn your dark, damp, depressing basement into a place where you will want to spend time with your family.

Do you work from home? If so you might want to think about the colors you use so you can minimize distractions in that area. Blue and green are the best colors to paint the walls because they have calming properties, this will minimize your stress and lessen distractions while you are working.

A coffee table is one of the more important components that you will need to put in your home, as it is both practical and aesthetically pleasing. Make sure that when you purchase your coffee table, that it matches the style of your home and comes with coasters to protect the surface.

Try buying accessories for your home in groups of coordinated items. If you pick up a throw pillow at a department store, a lamp at a yard sale and area rug somewhere else, chances are good that they really will not match once you have them all together. Buying in sets guarantees color harmony!

Interior design may seem like something of which it is impossible to gain mastery. The truth is, however, that education is the key to solving any design conundrum you face. Take advantage of the information in the article above and you will never again question what to do with the many rooms in your home.…

Roofing Tips That Can Make Your Life Easier

You may not spend much time thinking about roofs, but they’re one of the most important parts of any home. A good roof will protect a home, keeping it in excellent condition. That’s why it’s so important to be informed when it comes to roofing. Read on to learn more.

It is the spots which form valleys on your roof which tend to have the most problems. When seeking out the source or a leak or other issues, check these areas first. One improperly laid shingle or a hole torn by a violently installed nail can be the root of your problem.

If you live in a snowy climate, you would be wise to be careful when removing snow from your roof. Make sure you don’t damage the surface when shoveling snow away. For optimal safety, try using a soft bristled surface broom to remove the last bit of snow instead of using a shovel.

If someone comes to your door and offers you a free roof, question their motives. Don’t let them up onto your roof – instead, call your insurance agency and ask them to inspect the roof. Until the insurer says you need, and will be covered for, a new roof, don’t sign anything.

Don’t talk to just one roofer. Your co-worker may have raved over a contractor, and you may have been offered an amazing deal, but that doesn’t mean you shouldn’t get multiple estimates. Encourage multiple contractors to put in bids for the job. When people are competing for the work, you’re going to get better offers.

If you are doing your own roofing job, make sure to practice proper ergonomics. Roofing involves carrying tools up and down ladders onto the roof. Carry only what is comfortable for you. Bend from your knees and lift with your legs. Always be aware of how your back is bent, when actually installing the roofing materials.

When choosing shingles, it is important you properly assess how long you would like your roof to last. For example, if you need a new roof but don’t plan on living their for over ten more years, you could save money by using shingles that aren’t meant for time periods longer than this. Remember, however, this has the possibility of lowering the value of your house upon the sale.

A very beautiful and unique look for your roof can be created with slate roofing. This type of roof is nearly indestructible, and will last as long as your house. You will need a substantial support system for slate roofing because it is quite heavy. Slate roofs can be found intact on European buildings that are hundreds of years old.

Tread lightly while you are on your roof looking for damage. Prolonged exposure to water can lead to dry rot, which will compromise the integrity of your roof. This can then make your roof very unsafe to walk on, so take each step lightly to ensure that you are not injured from falling through.

There’s a lot to learn about roofing, but that’s okay! You don’t have to learn everything at once. Tackle these tips little by little, and you’ll be in great shape. You have all the knowledge you need to maintain a roof. All you have to do is put it into practice.…